Moms who Money

Avoid Being a Burden and Build Your Financial Independence Ep. 134

On this week’s episode of Moms Who Money, Eileen is tackling a topic that’s especially relevant for moms who want to stay financially independent through retirement. She’s diving into the concept of “Silver Squatters,” a term describing the growing trend of retirees relying on family for financial support. 
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With rising costs, insufficient retirement savings, and disappearing pensions, many Gen Xers are facing an uncertain financial future. In this episode, she’s walking you through why it’s more critical than ever to get serious about retirement planning—before it’s too late. She'll explore the strategies you can put in place to avoid being a burden on your loved ones, so you can step into your future with confidence and control.
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She also shares actionable tips to help you break the cycle, from reality-checking your current retirement savings to getting creative with income streams. Whether you’re starting from scratch or need to step up your current plan, she'll guide you through each step so you can live independently in retirement—without stressing your family. 
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And remember, every intentional action you take today sets you up for financial freedom tomorrow. If this episode resonates, don’t forget to snap a quick screenshot, tag Eileen @eileenjoymoneycoach on socials, and share your thoughts or questions. Let’s change the narrative from “Will I have enough?” to “I’m ready for anything!”
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1:1 Financial Coaching Free Consultation
https://momswhomoney.com/1-1-consulting 
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90-Minute Financial Power Session
https://calendly.com/momswhomoney/90-minute-financial-power-session 
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FREE Guide: 5 Steps to Save $1,000 This Month
www.momswhomoney.com/save
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Get to know Eileen CFEI® CFLP℠
https://www.momswhomoney.com 
https://www.instagram.com/eileenjoymoneycoach/
https://www.facebook.com/EileenJoyMoneyCoach/
https://www.linkedin.com/in/momswhomoney/

Less Stress, More Money Peace – How to Get There Ep. 133

In this week’s episode of Moms Who Money, Eileen’s exploring what it really means to have “financial peace” and how to make it a reality in your life. It’s easy to feel overwhelmed by financial stress, but this episode breaks down the steps to help you build a sense of calm, security, and confidence with your money.
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From learning to appreciate your money’s role in your life to creating financial goals that feel achievable, She’s sharing real, actionable ways to help you feel more at peace with your finances.
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She’ll also dive into some common roadblocks that keep many of us from finding peace, like the wage gap, the pressure to hand over financial control, and living paycheck to paycheck. You’ll learn practical tips on how to align your spending with your values and set goals that allow you to live a fulfilling life without financial worry.
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It’s time to take control and find that financial calm you’ve been looking for. Tune in, and let’s get started!
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1:1 Financial Coaching Free Consultation
https://momswhomoney.com/1-1-consulting 
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90-Minute Financial Power Session
https://calendly.com/momswhomoney/90-minute-financial-power-session 
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FREE Guide: 5 Steps to Save $1,000 This Month
www.momswhomoney.com/save
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Get to know Eileen CFEI® CFLP℠
https://www.momswhomoney.com 
https://www.instagram.com/eileenjoymoneycoach/
https://www.facebook.com/EileenJoyMoneyCoach/
https://www.linkedin.com/in/momswhomoney/
 

Emergencies Happen: Are You Ready? Ep. 132

Whether you’re Type A and love having every detail planned, or Type B and prefer going with the flow, this episode is packed with practical tips on how to handle those unexpected expenses without turning to your “emergency” credit card.
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Eileen shares her personal experiences of home repairs, surprise expenses, and how shifting to an emergency cash mindset can help you avoid unnecessary debt.
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You’ll learn why having a fully stocked emergency fund is critical for financial peace of mind, along with five easy steps to get started.
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Plus, Eileen reveals why using a high-yield savings account (HYSA) is the smartest move to help grow your savings faster.
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Listen in as she offers straightforward advice to ensure you’re ready for whatever life throws your way—without burning through your savings or stressing about interest rates.
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1:1 Financial Coaching Free Consultation
https://momswhomoney.com/1-1-consulting 
*
90-Minute Financial Power Session
https://calendly.com/momswhomoney/90-minute-financial-power-session 
*
FREE Guide: 5 Steps to Save $1,000 This Month
www.momswhomoney.com/save
*
Get to know Eileen CFEI® CFLP℠
https://www.momswhomoney.com 
https://www.instagram.com/eileenjoymoneycoach/
https://www.facebook.com/EileenJoyMoneyCoach/
https://www.linkedin.com/in/momswhomoney/
 

Love or Money - What’s More Important? Ep. 131

On this week's episode of the Moms Who Money podcast, Eileen is tackling one of the biggest debates: Love or money—which one truly matters more when it comes to building the life you want? 
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Spoiler alert: It’s not about choosing one over the other. She’s diving into how both love and money play critical roles in shaping your life—whether it’s creating financial security, nurturing relationships, or finding that sweet balance between the two.
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Tune in as she explores the history behind love and money dynamics, and why financial intimacy is key, and dig into what it really means to prioritize both love and money in your relationships. 
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From real talk on avoiding money resentment to discovering the importance of communicating openly with your partner, this episode is packed with insights to help you create a life full of love and financial freedom. Don’t forget to share this episode with a friend. 
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1:1 Financial Coaching Free Consultation
https://momswhomoney.com/1-1-consulting 
*
90-Minute Financial Power Session
https://calendly.com/momswhomoney/90-minute-financial-power-session 
*
FREE Guide: 5 Steps to Save $1,000 This Month
www.momswhomoney.com/save
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Learn Digital Marketing
https://www.makemoneywitheileen.com/ 
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Get to know Eileen CFEI® CFLP℠
https://www.momswhomoney.com 
https://www.instagram.com/eileenjoymoneycoach/
https://www.facebook.com/EileenJoyMoneyCoach/
https://www.linkedin.com/in/momswhomoney/

Top Money Myths That Keep You from Getting Ahead Ep. 130

On this week's episode of the Moms Who Money podcast, Eileen dives into the Top Money Myths That Keep You from Getting Ahead. If you’ve ever heard that saving small amounts isn’t worth it, or that the stock market is only for the wealthy, this episode is going to flip those beliefs upside down!
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Eileen breaks down six common myths about money that keep moms from reaching their full financial potential. From retirement misconceptions to credit card fears, she gives you the real deal on how these myths hold you back and what you can do instead to start building your wealth.
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You’ll learn the truth behind the misinformation that causes financial confusion, and Eileen’s here to set the record straight. She shares practical advice on how to get started, even if you feel like you’re late to the game or don’t have a lot to invest.
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Plus, she’s got an exciting offer for two private 1:1 coaching spots this month, so you can start your financial transformation just in time for the holidays!
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Tune in to this episode, share it with a friend, and take the first steps toward making your money work for you, not against you.
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Compound Interest Calculator:
https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator
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1:1 Financial Coaching Free Consultation
https://momswhomoney.com/1-1-consulting 
*
90-Minute Financial Power Session
https://calendly.com/momswhomoney/90-minute-financial-power-session 
*
FREE Guide: 5 Steps to Save $1,000 This Month
www.momswhomoney.com/save
*
Learn Digital Marketing
https://www.makemoneywitheileen.com/ 
*
Get to know Eileen CFEI® CFLP℠
https://www.momswhomoney.com 
https://www.instagram.com/eileenjoymoneycoach/
https://www.facebook.com/EileenJoyMoneyCoach/
https://www.linkedin.com/in/momswhomoney/

4 Top Saving Mistakes You Might Be Making Ep. 129

In this week’s episode of the moms who money podcast, I’m breaking down the 4 most common saving mistakes that I see moms making all the time—and showing you exactly how to fix them. Are you doing all the things to try and save, but somehow still feel stuck in the paycheck-to-paycheck cycle?
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It’s time to flip the script and start saving the right way! From getting clear on your financial goals to automating your savings like a pro, this episode is packed with tips to help you take control of your money without the stress or guilt. Trust me, you’re going to want to hear this!
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If you’re sick of feeling overwhelmed and ready to finally get your financial sh*t together, hit play! 🎧 This is your chance to break free from living paycheck-to-paycheck, and start saving in a way that actually works for you. Plus, I’ve got two private coaching spots open, so if you're ready to dive deeper into your money journey, I’m here to help you every step of the way. Let’s do this, mama—you’ve got more power than you think! 
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Tune in to get inspired and motivated to stop waiting for change and start creating it. Share the episode with a friend and leave a review!
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1:1 Financial Coaching Free Consultation
https://momswhomoney.com/1-1-consulting 
*
90-Minute Financial Power Session
https://calendly.com/momswhomoney/90-minute-financial-power-session 
*
Learn Digital Marketing
https://www.makemoneywitheileen.com/ 
*
FREE Guide: 5 Steps to Save $1,000 This Month
www.momswhomoney.com/save
*
Get to know Eileen CFEI® CFLP℠
https://www.momswhomoney.com 
https://www.instagram.com/eileenjoymoneycoach/
https://www.facebook.com/EileenJoyMoneyCoach/
https://www.linkedin.com/in/momswhomoney/

The Money Story You Didn’t Know Was Controlling Your Life Ep. 128

In this week’s episode, Eileen’s diving deep into the powerful influence your personal money story has on every financial decision you make. Whether you grew up hearing phrases like “money doesn’t grow on trees” or experienced a household where money seemed to flow without a care, your past is driving your financial present.
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Eileen breaks down how your money story is shaped by the lessons, habits, and beliefs passed down from generations, and how they unconsciously dictate your spending, saving, and investing today. Learn how to identify your own money story and discover how rewriting it can set you on the path to financial freedom, so you can live life on your own terms.
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This episode is packed with actionable insights, from recognizing the money patterns passed down through generations to practical steps for shifting your mindset. You’ll walk away knowing exactly how to stop the cycle of paycheck-to-paycheck living and start building the financial future you deserve. If you’re ready to change the narrative for yourself and future generations, this episode is for you!
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Tune in to get inspired and motivated to stop waiting for change and start creating it. Share the episode with a friend and leave a review!
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1:1 Financial Coaching Free Consultation
https://momswhomoney.com/1-1-consulting 
*
90-Minute Financial Power Session
https://calendly.com/momswhomoney/90-minute-financial-power-session 
*
Learn Digital Marketing
https://www.makemoneywitheileen.com/ 
*
FREE Guide: 5 Steps to Save $1,000 This Month
www.momswhomoney.com/save
*
Get to know Eileen CFEI® CFLP℠
https://www.momswhomoney.com 
https://www.instagram.com/eileenjoymoneycoach/
https://www.facebook.com/EileenJoyMoneyCoach/
https://www.linkedin.com/in/momswhomoney/

10 Steps to Financial Security for Moms Ep. 127

In this week's episode of Moms Who Money, Eileen breaks down the essential steps to achieving financial security with 10 Steps to Financial Security for Moms. If you’ve ever felt stuck in the paycheck-to-paycheck cycle, overwhelmed by debt, or just wanting more financial breathing room, this episode is for you.
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Eileen walks you through practical, actionable steps like tracking your spending, paying off debt, and learning to invest in yourself and your future. With her relatable approach, she makes financial security feel not only achievable but fun—and definitely not boring! 
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Eileen also emphasizes the importance of starting small, setting short-term goals, and making room for calculated risks that will benefit your long-term financial health. By the end of this episode, you’ll feel empowered to take control of your money and your future.
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Plus, you’ll learn how to balance planning for the future while still enjoying life today. Tune in to get inspired and motivated to stop waiting for change and start creating it. Share the episode with a friend and leave a 5-star review!
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1:1 Financial Coaching Free Consultation
https://momswhomoney.com/1-1-consulting 
*
90-Minute Financial Power Session
https://calendly.com/momswhomoney/90-minute-financial-power-session 
*
Learn Digital Marketing
https://www.makemoneywitheileen.com/ 
*
FREE Guide: 5 Steps to Save $1,000 This Month
www.momswhomoney.com/save
*
Get to know Eileen CFEI® CFLP℠
https://www.momswhomoney.com 
https://www.instagram.com/eileenjoymoneycoach/
https://www.facebook.com/EileenJoyMoneyCoach/
https://www.linkedin.com/in/momswhomoney/
 

The System is Broken for Moms: So How Do We Fix It? Ep. 126

In this week’s episode of Moms Who Money, Eileen tackles the tough reality that the system is broken for women—especially for moms. From the gender pay gap to the crushing expectations placed on working mothers, it’s clear the world of work wasn’t designed for us. Instead of waiting for the system to change, Eileen explores how moms can take control of their financial futures by changing how they make money. With digital marketing and automated income systems, it’s possible to create extra income, break free from the 9-to-5, gain financial independence, and reclaim time with your family.
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This episode is packed with inspiration and practical advice for moms ready to stop feeling stuck and start building a life that works on their terms. Tune in to learn why waiting for the system to change isn’t an option—and how you can forge your own path to success.
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1:1 Financial Coaching Free Consultation
https://momswhomoney.com/1-1-consulting 
*
90-Minute Financial Power Session
https://calendly.com/momswhomoney/90-minute-financial-power-session 
*
Learn Digital Marketing
https://www.makemoneywitheileen.com/ 
*
FREE Guide: 5 Steps to Save $1,000 This Month
www.momswhomoney.com/save
*
Get to know Eileen CFEI® CFLP℠
https://www.momswhomoney.com 
https://www.instagram.com/eileenjoymoneycoach/
https://www.facebook.com/EileenJoyMoneyCoach/
https://www.linkedin.com/in/momswhomoney/
 

Heading into the Financially Tempting ‘BER’ Months Ep. 125

In this week's episode of the Moms Who Money podcast, Eileen dives into the financially tempting "BER months"—September, October, November, and December—offering valuable insights on how to navigate this season with intention. As retailers ramp up their marketing for fall and holiday products, Eileen shares strategies to avoid the common pitfalls of overspending during this time. From setting family goals and creating a holiday budget to starting a savings fund and planning purchases ahead of time, Eileen emphasizes the importance of being mindful and deliberate with your finances.
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Eileen also highlights the psychological impact of marketing and how it influences our spending habits, reminding listeners that money is not just about dollars and cents but also about emotions and mindset. She encourages moms to embrace the season's joy without sacrificing their financial goals, suggesting creative approaches to gift-giving and holiday planning that focus on meaningful experiences rather than material excess. With practical tips and a focus on intentional living, this episode is packed with advice to help you enjoy the "BER months" without the stress of debt, setting you up for a financially strong start to the new year.
 
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1:1 Financial Coaching Free Consultation
https://momswhomoney.com/1-1-consulting 
*
90-Minute Financial Power Session
https://calendly.com/momswhomoney/90-minute-financial-power-session 
*
Learn Digital Marketing
https://www.makemoneywitheileen.com/ 
*
FREE Guide: 5 Steps to Save $1,000 This Month
www.momswhomoney.com/save
*
Get to know Eileen CFEI® CFLP℠
https://www.momswhomoney.com 
https://www.instagram.com/eileenjoymoneycoach/
https://www.facebook.com/EileenJoyMoneyCoach/
https://www.linkedin.com/in/momswhomoney/